December 18, 2024
deanolsoninsAuto Insurance for Electric Vehicles: What You Should Know
While EVs offer numerous benefits, such as lower fuel costs, they also come with unique considerations that can affect auto insurance premiums and coverage needs. How EV Ownership Impacts Auto Insurance Costs One of the primary factors influencing insurance costs for EVs is the vehicle’s higher purchase price compared to traditional gasoline-powered cars. EVs often […]
November 25, 2024
deanolsoninsThe Hidden Costs of Flood Damage: Why Flood Insurance Is Worth It
Heavy precipitation, rapid snowmelt and many other circumstances can quickly lead to floods and the threat of significant property damage. In fact, floods are among the most common and damaging natural disasters, often affecting thousands of U.S. homeowners every year. But still, many property owners may not be fully aware of the importance of flood […]
October 17, 2024
deanolsoninsIs There a Special Type of Insurance for Vacant Homes?
Owning a vacant home presents unique challenges. Whether you’ve inherited a property, are in the process of selling your home, or have a rental property between tenants, it’s crucial to understand the insurance implications. Understanding Vacant Home Insurance A vacant home is more susceptible to risks such as vandalism, theft, and damage from undetected maintenance […]
September 24, 2024
deanolsoninsHow Does Your Industry Impact What Business Insurance You Will Need?
As a business, you are likely aware of the important role insurance plays in your risk management and loss control efforts. However, while general awareness of your need for coverage is a good first step, you should also understand that all businesses may require different types of insurance. Many aspects of your organization’s unique circumstances […]
August 19, 2024
deanolsoninsThe Benefits of Life Insurance for Minnesota Families
Life insurance can be essential for well-rounded financial planning, offering a range of benefits that are valuable for families in Minnesota. From financial security to peace of mind, life policies can provide a safety net that protects your loved ones in times of need. Financial Security and Stability One of the primary benefits of life […]
July 17, 2024
deanolsoninsSeasonal RV Insurance
Whether you’re a full-time recreational vehicle (RV) enthusiast or enjoy weekend getaways in your recreational vehicle (RV), safeguarding your investment with proper insurance coverage is crucial. Recreational vehicle insurance offers financial protection for various types of RVs, such as motorhomes, campers, travel trailers and fifth wheels. Depending on the season and your usage patterns, you […]
February 21, 2024
deanolsoninsHow High-value Homes Are Defined for Insurance Purposes
High-value homes represent luxury and sophistication, often boasting exquisite architecture, premium amenities and unparalleled craftsmanship. However, insuring these properties requires a nuanced approach that goes beyond traditional metrics of value. Insurance companies employ a variety of criteria to define high-value homes and tailor policy options to address the unique characteristics and risks associated with these […]