Renters Insurance in New Brighton, MN
As a renter, you can be exposed to substantial financial losses if your belongings are damaged or a guest is injured in your home. At Dean Olson Insurance Agency, we’re here to help renters like you find coverage at appropriate prices.
What Does It Cover? 
A renters insurance policy may include the following:
- Loss of use coverage can cover your meals, shelter and other expenses if you’re forced to move out of your rented home due to a covered peril.
- Personal property coverage can help pay for the replacement of your appliances, clothes and other belongings, subject to policy limits.
- Personal liability coverage can be beneficial if you’re held liable for causing bodily injuries or property damage to a third party.
- Medical payments to others coverage can cover another person’s medical expenses if they are injured on your rented property.
Is It Required in Minnesota?
While Minnesota law doesn’t require renters insurance, your landlord may ask that you purchase a policy before moving in. Regardless of requirements, having renters insurance is recommended, as your landlord’s master policy may not cover your personal belongings or liability.
How Much Does a Policy Cost?
An insurer can consider the following factors when quoting you for a rate:
- Location
- Claims history
- Type of residence
- Coverage limits
- Deductible
Where Can I Purchase a Policy?
We’re here to help if you want to learn more about your renters insurance options. Contact Dean Olson Insurance Agency to request a personalized quote.